Crypto Payments With Buyer Protection
Escrow protection without custody. Rules first. Funds on-chain.
Escrow in Cryptome Pay is designed to reduce trust dependency in crypto commerce. Funds are released based on predefined rules, not promises.
How Escrow Works
Simple, transparent, and rule-based escrow process
Buyer submits payment into escrow
Buyer pays into escrow account. Funds are locked, waiting for release rules to trigger.
Funds are locked by predefined release rules
Funds are locked according to predefined release rules. Rules are visible to both buyer and seller before payment.
Seller delivers goods or services
Seller delivers goods or services. System monitors delivery status (if applicable).
Funds are released automatically or by confirmation
Funds are released automatically (based on time rules) or by buyer confirmation.
Optional Dispute Process
Optional dispute resolution process
Buyer can trigger a dispute within the allowed window
Funds remain locked during dispute
Resolution follows predefined timelines and rules
Flexible Release Modes
Choose the release mode that fits your business model
Automatic release after a fixed time
Funds are released automatically after a fixed time period (e.g., 7 days after payment). Suitable for digital goods and automated delivery services.
Buyer confirmation release
Funds are released after buyer confirms receipt. Buyer clicks confirm after receiving goods/services. Suitable for scenarios requiring delivery verification.
Manual or rule-based release
Merchants can set complex release rules. Suitable for customized scenarios.
Important
- All rules are visible before payment
- Buyers know exactly when funds can be released
Merchant Bond & Risk Control
Merchants provide security deposits to enable escrow protection
Merchants may provide a bond to enable escrow
Bond improves buyer confidence
Bond limits total escrow exposure
No custody of buyer funds
Protection Tiers
Basic
Standard
Premium
Elite
What Escrow Is — and What It Is Not
Clear understanding of what escrow is and what it is not
Escrow IS
Rule-based - No reliance on human judgment
Transparent - All rules and processes are visible
Designed for digital commerce - Suitable for digital goods and services
Escrow IS NOT
A custodial wallet - Funds are not stored on the platform
A guarantee of delivery - Does not guarantee quality of goods/services
A centralized arbitration service - Dispute resolution is rule-based, not human arbitration
Who Should Use Escrow
Perfect for businesses that need buyer protection
Digital services
Software, design, consulting, etc.
Freelance & remote work
Project delivery, task completion
SaaS onboarding
New user registration and activation
Subscription-based products
Membership services, content subscriptions
Reduce Risk. Increase Trust.
Enable escrow protection for your payments and build trust with your customers.